Every person uses a bank at some point: to save money, to pay someone, to take a loan or to invest. Behind these simple actions is a large system of banks, rules and financial markets that keeps the economy running.
This course explains that system from the very beginning, in simple language. You will learn how banks work, how money is saved, borrowed, insured and invested, and how to stay safe from fraud. By the end, you will understand your own finances better and be ready for entry-level roles in banks and financial services.
Course Fee Structure
The Certificate in Basics of Banking and Finance is designed to provide foundational knowledge and practical understanding of banking systems, financial management, banking products and services, credit management, and digital finance. The fee structure given below includes administration charges, examination and certificate postal fees, along with transcript and genuineness verification charges.
S.No
Course Title
Duration
Admin Fees
Examination & Certificate Postal Fee
Transcript & Genuineness Test Charge
01
Certificate Course in Basics of Banking & Finance
1.5 Months
₹1500
₹800
₹200
-
-
-
-
Total
₹2500
Course Objectives
Understand banking systems, types of banks, and the role of financial institutions.
Identify banking products, account types, loans, and digital payment services.
Apply basic finance concepts, including interest, budgeting, saving, risk, and return.
Understand credit appraisal, banking operations, and credit risk management.
Explain KYC, anti-money laundering practices, and banking fraud prevention.
Recognise digital banking trends, cybersecurity practices, banking regulations, and customer rights.
Learning Outcomes
After completing this course, learners will be able to:
Explain the structure and functions of banks and financial institutions.
Identify suitable banking products, services, and digital payment methods.
Calculate simple and compound interest and prepare a basic personal budget.
Describe credit appraisal, risk management, KYC, and fraud prevention practices.
Apply knowledge of digital banking security, customer rights, and grievance redressal to practical cases.
Eligibility
School students
College students
Job seekers
Working professionals
Any learner interested in basic banking and finance